A. Alabama, Alaska, Arizona(residential only), Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin, Wyoming

A. Fix & Flip Programs can close in as little as 7 days. Permanent loan programs can take as few as 15 days and up to 45 days. Call (800) 440-8359 for a realistic timeline based on your specific scenario.

A. No, most of our loan programs are asset-based loans. However, the better your credit score the better your interest rate.

AA. The best interest rates are achieved by going full-doc(providing tax returns, financial statements, and income documentation). Once received our team will underwrite your file and determine if you qualify for these programs. If not, we still can offer great interest rates with our low-doc programs.

A. It depends on the loan program. Working with 85 different lenders affords us the opportunity to provide loans with and without personal guarantees.

A. Yes! In certain states.

A. Yes, but only to experienced developers.

A. Most loans we broker out to provide the most competitive rates and terms for our client. In certain circumstances we will close deals with our own funds.

A. We don’t have minimum requirements. While credit checks and bank statements are asked, these are generally asset-based loans. For rental loans, we require a certain debt service coverage on the property itself.

A. Yes, and we will generally finance up to 100% of the rehab costs as well.